Car leasing in French-speaking Switzerland
Drive the car you want for a fixed monthly payment. Adjust the term, the mileage and the down payment until the figure suits you.
Work out your monthly payment
Enter the vehicle price and move the sliders. The figure updates as you go.
Contract length
Annual mileage
CHF 485.-/month
- Effective annual rate
- 5,99 %
- Total of payments
- CHF 29'079
The amounts shown are indicative and non-binding, subject to approval of your application by the finance company. All amounts are in Swiss francs, including 8.1% VAT. Comprehensive insurance is mandatory for the full term of the contract. Financing offered with Cembra Money Bank.
Granting credit is prohibited where it would lead to the consumer's over-indebtedness (art. 3 UCA).
Our vehicles available on lease
Every payment below is calculated on the actual vehicle, with a 10% down payment and 10'000 km per year.
How it works
You choose the car
From our stock, or elsewhere: we also import the vehicle you are looking for.
You set the payment
Term, mileage, down payment. You adjust until the figure fits your budget.
We prepare the application
An ID document and three payslips. We put everything together with you, so you fill in nothing on your own.
You drive away
Registration, plates, insurance introduction: we handle the paperwork.
What to know before signing
The term
From 12 to 60 months. The longer the contract, the lower the payment, but the more the financing costs overall.
The down payment
Optional. Every franc paid up front lowers the monthly figure. Allow 10 to 20% for a comfortable application.
The buyout value
What the vehicle is worth at the end of the contract. You buy it at that price, hand it back, or move on to another car.
The mileage
You pick an annual allowance. Going over is billed at the end of the contract: better to allow more than less.
Insurance
Comprehensive insurance is mandatory for the full term of the contract. We put you in touch with our partner.
Trading in your car
We take your current vehicle and deduct its value from the down payment. Free valuation, no obligation.
Lease, loan or cash: which one for you
Three ways to finance the same car, three different logics. Here is how they compare, plainly.
| Lease | Car loan | Cash | |
|---|---|---|---|
| Money up front | Optional down payment, often 10 to 20% | None, as a rule | The full price |
| What you pay each month | The use of the car over the period, not the whole car | Repayment of the full price, interest included | Nothing |
| Who owns the car | The finance company, until you buy it out | You, from day one | You, from day one |
| At the end | You buy it, hand it back, or change car | The car is yours, with its resale value | The car is yours |
| Who it suits | Changing car every three or four years without tying up cash | Keeping the car long term and owning it | Having the cash and not wanting to pay interest |
One point few people know: comprehensive insurance is mandatory for the whole term of a lease. Budget for it monthly, it often runs to a hundred francs or so.
A fourth route: taking over a lease already under way
Someone has already paid the down payment and absorbed the first year of depreciation. You take over their contract where it stands, for the time that remains. It is often the cheapest way into a recent car.
Frequently asked questions
Got a vehicle in mind?
Send us the model and your monthly budget. We will come back with a costed offer.