Lease takeover

Lease takeover in French-speaking Switzerland

Take over a contract already under way, or hand us yours if you want out. Either way, we find the other party.

See available takeoversI want out of my lease

A recent car, without starting five years over

A new lease means four to five years of commitment and often a four-figure down payment. A takeover is the same contract, already under way.

No down payment

The first holder already paid it. You pick the payments up where they stand.

A shorter commitment

What is left is what is left: sometimes twelve months, sometimes thirty. You know exactly when you are free.

The steep depreciation is behind

A car loses most of its value in the first two years. That share is no longer yours to pay.

You decide at the end

The buyout value has been in the contract from the start. At term, you buy the car or you hand it back.

Lease takeover

Available takeovers

The price shown is the monthly payment, with the number of payments left.

See also: classic leasing
You are on the other side

Your lease weighing on you? Someone else wants it.

A move, a change of job, a tighter budget. Getting out of a lease before term is expensive: the finance company works out a settlement, and you hand the car back anyway. Many people keep paying for a car they no longer use, simply because they do not know there is another door.

Transferring the contract is that door. Someone takes over your lease in your place, with the finance company's approval. From the signature onwards, you pay nothing more.

What we do for you

  1. 1We go through your contract terms and work out what it is worth to a taker.
  2. 2We photograph the car and publish the listing, with us and on the marketplaces.
  3. 3We filter out the time-wasters, arrange test drives and prepare the application.
  4. 4You sign the transfer. That is the only thing left for you to do.
Tell us about your contract

How a transfer works

01

We gather the terms

Finance company, payment, payments left, contractual mileage and buyout value. It is all in the original contract.

02

The finance company reviews the taker

They decide, exactly as for a new lease: ID, payslips, ability to repay.

03

The contract changes hands

An amendment replaces the holder's name. The terms themselves do not move by a single franc.

04

The car changes hands

Plates, insurance, keys. The outgoing holder is released, the taker carries on.

Frequently asked questions

Three things can come into play: the remaining payments, the finance company's transfer fee (often a few hundred francs), and sometimes a premium asked by the outgoing holder when the car is worth more than the outstanding balance. We give you the full figures in writing before you commit to anything.
Yes, and that is normal: they assess you exactly as they would for a new lease. They look at your income, your fixed costs and any other credit. We prepare the application with you to avoid back and forth, but the decision is theirs.
The allowance is the one in the original contract, and the odometer does not reset. Any excess is billed at term, at the rate written into the contract. We give you the mileage already used and what is left, so you know whether the allowance suits you before signing.
Yes. The buyout value is set at the outset and does not change with the transfer. At term you buy the car at that price, hand it back, or move on to another vehicle.
It depends on the model, the payment and how many payments are left. A sought-after car with a reasonable payment finds a taker far faster than a long contract on an unusual model. We tell you plainly what we think before publishing anything.
No. Swiss residence and a valid permit are enough to submit an application. On a B permit, the finance company looks at how long the permit runs and how long you have been in your job. It is a common situation here and we know how to handle it.

A question about a takeover?

Whether you are looking to take one over or hand yours on, one call is enough to know where you stand.

Call usMessage on WhatsApp